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Digital euro pilot

What we learn from the pilot will ensure that if the digital euro is introduced, it is fully equipped to meet the needs of all Europeans.

The ECB aims to be ready for a potential first issuance of the digital euro during 2029, assuming the digital euro Regulation is adopted in 2026. To prepare for this both technically and operationally, and to lay the groundwork for a seamless and secure launch, we plan to run a 12‑month pilot starting in the second half of 2027.

The ECB will only decide whether to issue a digital euro once the Regulation has been adopted, and the Eurosystem’s preparation work will remain flexible to ensure it stays aligned with the legislative process.

What you need to know

What is the aim of the digital euro pilot?

In the pilot we will assess a beta version of the digital euro to validate infrastructure in real-life situations, such as making in-shop or person-to-person payments. We will check that the system is robust, user-friendly and scalable. The results will support the ongoing preparatory work for the potential issuance of a digital euro.

When will it take place?

The pilot is planned to begin in the second half of 2027 and will run for 12 months.

Who will participate?

Participants will include selected payment service providers (PSPs) licensed in the euro area, selected merchants, and Eurosystem staff, who will test the beta digital euro in everyday situations, for example paying in a cafeteria or for other services.

How to apply – Payment service providers

We are looking for PSPs to take part in the pilot. All the relevant information and supporting documentation needed to prepare your application can be found in the table below.

Additional relevant documents will be released during the application period, including the pilot PSP participation agreement and its appendices, leaving sufficient time for interested PSPs to consider the published information ahead of their application.

Learn more through our focus sessions

Focus session for interested PSPs – 20 March 2026

We will hold an online session at 11:00-12:00 CET on 20 March 2026 to support PSPs in their preparations to answer the call for expression of interest.

Read about the programme and watch live

Watch again: latest focus session on the digital euro pilot

The focus session held on 15 January 2026 outlined the pilot’s objectives and timeline and the process for selecting PSPs. The event was open to all stakeholders interested in learning more about the digital euro pilot, including PSPs, technical service providers, merchants and consumers.

Read more and watch the recording

Do you have questions about the digital euro pilot?

Explore our full list of frequently asked questions and get the answers you need.

Read the FAQs

If your question is not covered, you can submit a new question.

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SEE ALSO

All you need to know about the digital euro

Read more about the digital euro

Digital euro overview

In-depth information on the digital euro project

Useful resources and documentation

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