Maurice Schmidt
Monetary Policy
- Division
Capital Markets/Financial Structure
- Current Position
-
Externals
- Fields of interest
-
Macroeconomics and Monetary Economics,Mathematical and Quantitative Methods
- Education
- 2022-2025
MSc in Money and Finance, Goethe-University, Frankfurt am Main, Germany
- 2019-2022
BSc in Economics and Business Administration, Goethe-University, Frankfurt am Main, Germany
- Professional experience
- 2025-2026
Trainee - Capital Markets and Financial Structure Division, Directorate Monetary Policy, European Central Bank
- 2026
Research analyst - Capital Markets and Financial Structure Division, Directorate Monetary Policy, European Central Bank
- 2024
Intern - Monetary Policy and Analysis Division, Directorate Economics, Deutsche Bundesbank
- Awards
- 2025
Best Master’s Thesis Award 2025 - Goethe University, Economics and Business Administration Department, Frankfurt am Main
- 31 March 2026
- ECONOMIC BULLETIN - BOXEconomic Bulletin Issue 2, 2026Details
- Abstract
- This box presents new information about the adoption of, and investment in, artificial intelligence (AI) technologies by euro area firms, based on the Survey on the Access to Finance of Enterprises (SAFE). The findings reveal that large firms, listed or venture capital-backed companies and young firms are adopting AI more frequently. Firms using AI are more likely to expect an increase in turnover and investment in fixed assets compared with firms not using AI. Similarly, they plan to allocate larger shares of their investment to AI compared with non-users, indicating a reinforcing cycle of adoption and innovation. Ownership structure influences investment patterns, with listed or venture capital-backed companies leading early-stage adoption and privately owned firms dominating at more advanced stages.
- JEL Code
- C83 : Mathematical and Quantitative Methods→Data Collection and Data Estimation Methodology, Computer Programs→Survey Methods, Sampling Methods
D22 : Microeconomics→Production and Organizations→Firm Behavior: Empirical Analysis
L25 : Industrial Organization→Firm Objectives, Organization, and Behavior→Firm Performance: Size, Diversification, and Scope
O33 : Economic Development, Technological Change, and Growth→Technological Change, Research and Development, Intellectual Property Rights→Technological Change: Choices and Consequences, Diffusion Processes