European Central Bank - eurosystem
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Facts and figures

Currency euro
Launch 2018
Settlement model Real time, central bank money
Scheme SEPA Instant Credit Transfer (SCT Inst)
Opening hours 24/7/365
Transaction limit No upper limit
% of payments processed in TIPS in less than 5 seconds 99%
Price* €0.002 per transaction
Regulator European Central Bank

*The pricing structure for the TARGET Instant Payment Settlement (TIPS) platform will change on 1 January 2024. 

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TIPS reachable parties

List of TIPS direct participants and reachable parties (Last update: 1 September 2023)

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