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Facts and figures

Currency euro
Launch 2018
Settlement model Real time, central bank money
Scheme SEPA Instant Credit Transfer (SCT Inst)
Opening hours 24/7/365
Transaction limit No upper limit
% of payments processed in TIPS in less than 5 seconds 99%
Price €0.002 per transaction
Regulator European Central Bank

TIPS participants

  • Abanca Corporación Bancaria S.A.

  • ABN AMRO Bank N.V.

  • Addiko Bank d.d.

  • Aktia Bank Plc

  • Alpha Bank S.A.

  • Argenta

  • AS LHV Pank

  • AS SEB Pank

  • Attica Bank S.A.

  • Austrian Anadi Bank AG

  • AXA Bank Belgium

  • Banca di Credito Popolare

  • Banca Generali Spa

  • Banca March S.A.

  • Banca Mediolanum

  • Banca Monte dei Paschi di Siena SPA

  • Banca Nazionale del Lavoro SPA

  • Banca Popolare dell'alto Adige/Suedtiroler Volksbank

  • Banca Popolare di Sondrio

  • Banca Popolare Pugliese

  • Banca Sella Holding SPA

  • Banco Bilbao Vizcaya Argentaria (Portugal) S.A.

  • Banco Bilbao Vizcaya Argentaria S.A.

  • Banco BPI S.A.

  • Banco BPM SPA

  • Banco Comercial Português

  • Banco Cooperativo Espanol S.A.

  • Banco de Crédito Social Cooperativo S.A.

  • Banco de España

  • Banco de Sabadell S.A.

  • Banco Mediolanum S.A.

  • Banco Privado Atlantico-Europa S.A.

  • Banco Santander S.A.

  • Banco Santander Totta S.A.

  • Bank für Tirol und Vorarlberg AG

  • Bank J.Van Breda & Co NV

  • Bank of Åland Plc

  • Bank of Latvia

  • Banka Intesa Sanpaolo d.d.

  • Banka Sparkasse d.d.

  • Bankhaus Carl Spaengler & Co. AG

  • Bankhaus Schelhammer and Schattera AG

  • Bankia S.A.

  • Banking Circle S.A.

  • Bankinter S.A.

  • Bankinter S.A. - Sucursal em Portugal

  • Banque du Batiment et des Travaux Publics S.A. (BTP Bank)

  • Banque et Caisse d’Epargne de L'Etat

  • Banque Internationale à Luxembourg S.A.

  • Banque Nagelmackers S.A. - Banque Nagelmackers NV

  • Belfius Bank SA/NV

  • Berlin Hyp AG

  • BFF Bank SPA

  • BGL BNP Paribas

  • BKS Bank AG

  • BKS Bank AG, Bancna Podruznica

  • BNG Bank NV

  • BNI - Banco de Negócios Internacional (Europa) S.A.

  • BNP Paribas Fortis (Fortis Bank SA/NV)

  • BNP-Paribas Sa (Formerly Banque Nationale De Paris S.A.)

  • Bonum Bank Plc

  • BPCE (including Natixis)

  • BPER Banca SPA

  • BRED Banque Populaire

  • Bunq B.V.

  • C24 Bank GmbH

  • Caisse des Dépôts et Consignations

  • Caixa Central de Crédito Agrícola Mútuo

  • Caixa de Crédito de Leiria

  • Caixa Económica da Misericórdia de Angra do Heroísmo

  • Caixa Geral de Depósitos

  • CaixaBank S.A.

  • Caixabank, S.A. (previously Bankia S.A.)

  • Cassa Centrale Banca - Credito Cooperativo Italiano SPA

  • Cecabank, S.A.

  • Central Bank of Savings Banks Finland Plc

  • CM-CIC Banques

  • Commerzbank AG

  • COOP Pank

  • Credit Agricole Italia SPA

  • Crédit Coopératif

  • CRELAN SA/NV (Formerly Credit Agricole S.A./Landbouwkrediet NV)

  • Danske Bank A/S, Finland Branch

  • De Volksbank N.V.

  • Delavska Hranilnica D.D. Ljubljana

  • DEPObank

  • Deutsche Bank AG

  • Deutsche Bundesbank

  • Dezelna Banka Slovenije d.d.

  • DZ Bank Ag Deutsche Zentral-Genossenschaftsbank

  • EBA Clearing

  • Erste Group Bank AG

  • Eurobank S.A.

  • EVO Banco S.A.

  • FIN-ECO Banca ICQ SPA (Banca FIN-ECO SPA)

  • Flatexdegiro Bank AG

  • Gorenjska banka d.d., Kranj

  • Hranilnica LON d.d.

  • HSBC Continental Europe

  • Hypo Noe Landesbank

  • Hypo Tirol Bank A.G.

  • Hypo-Bank Burgenland AG

  • Ibercaja Banco S.A.

  • ICCREA Banca SpA

  • Imprebanca SPA

  • ING Bank N.V.

  • ING Bank NV, Spanish branch (direct)

  • Intesa Sanpaolo SPA

  • J.P.Morgan AG

  • KBC Bank NV

  • Knab

  • Kutxabank S.A.

  • La Cassa di Ravenna S.P.A.

  • Laboral Kutxa (Caja Laboral Popular Coop. de Crédito)

  • Landesbank Baden-Wuerttemberg

  • Landesbank Hessen-Thueringen Girozentrale

  • LeasePlan Corporation NV(REF LeasePlan Bank)

  • Liberbank S.A.

  • Lietuvos Bankas (Bank Of Lithuania)

  • Memo Bank

  • Montepio Geral - Caixa Económica

  • National Bank AG

  • National Bank of Greece SA

  • Nordea Bank Abp 

  • Nova Kreditna Banka Maribor d.d.

  • Nova Ljubljanska Banka d.d.

  • Novo Banco, S.A. (Formerly Banco Espírito Santo S.A.)

  • Oberbank AG

  • OP Corporate Bank PLC

  • Optima Bank S.A. (Formerly Investment Bank of Greece S.A.)

  • Pancreta Bank S.A.

  • Piraeus Bank S.A.

  • Poste Italiane SPA

  • Primorska Hranilnica Vipava d.d.

  • Rabobank Nederland

  • Raiffeisen International AG

  • Raiffeisen Landesbank Südtirol AG

  • Raiffeisenlandesbank Oberoesterreich Aktiengesellschaft

  • Santander Consumer Bank AG

  • S-Bank Plc

  • Sberbank banka d.d.

  • Schelhammer Capital Bank AG

  • Skandinaviska Enskilda Banken AB (publ) Helsinki Branch

  • SKB d.d

  • Slovenská sporiteľňa AS

  • Svenska Handelsbanken

  • Swedbank AB Lithuania

  • Swedbank AS Estonia

  • Swedbank AS Latvia

  • Targobank AG

  • Tatra banka AS

  • TeamBank AG

  • Triodos Bank NV

  • Unicaja Banco, S.A.

  • Unicredit Bank AG (Hypovereinsbank)

  • UniCredit Bank Austria AG

  • Unicredit Banka Slovenija d.d.

  • UniCredit S.P.A.

  • VIVA Payment Services

  • Volksbank Wien AG

  • Volkskreditbank AG

  • Vorarlberger Landes- und Hypothekenbank AG

  • Všeobecná úverová banka AS

TIPS reachable parties

List of TIPS direct participants and reachable parties (Last update: 1 June 2023)

All pages in this section