Minimum reserves


The ECB requires credit institutions established in the euro area to hold deposits on accounts with their national central bank. These are called "minimum" or "required" reserves (MRR).

Credit institutions subject to the Eurosystem's minimum reserve requirements
How to calculate the minimum reserve requirements (reserve coefficients, standardised deductions and lump-sum allowance)


Banks subject to the Eurosystem’s minimum reserves requirements and exempt

Please note that as of Friday 30 November 2018, the monthly update of the list of monetary financial institutions (MFIs) has been modified to include only MFIs subject to the Eurosystem’s minimum reserve requirements. As of that date, with regard to the monthly update of the list, some institutions might be published with missing attributes. These missing attributes can, however, be retrieved from the daily list of MFIs in the days thereafter, or in the subsequent monthly update of the list. For any queries please contact

Reserve maintenance statistics (EUR millions) and remuneration and penalty rates
Reserve maintenance period start: 2019-01-30
Reserve maintenance period end: 2019-03-12
Average reserve requirements (EUR millions): 127,892
Excess Reserves: 1,236,937
Deficiencies: 1
Current account holdings: 1,364,830
Remuneration rate: 0%
Penalty rate for deficiencies: 2.75%