• Speech
    Gender and careers: diversity and pay

    Andy Haldane (Bank of England) speaks about pay gaps in terms of gender and ethnicity in the UK. His paper explores how factors such as education, occupation and sector of employment – amongst others – can account for differences in pay across gender and ethnicity and over time.

21 October 2019 MONETARY POLICY

Press conference on Thursday, 24 October 2019

ECB President Mario Draghi and Vice-President Luis de Guindos explain the Governing Council’s monetary policy decisions and answer questions from journalists.

The press conference starts at 14:30 CET.

Credit standards eased for business and housing loans
22 October 2019 PUBLICATION

Credit standards eased for business and housing loans

The criteria used by banks to approve business and housing loans eased slightly in the third quarter of 2019. The ECB’s unconventional monetary policy continued to support lending volumes, according to the latest euro area bank lending survey.

18/10/2019
Mario Draghi: IMFC Statement
Statement by Mario Draghi, President of the ECB, at the fortieth meeting of the International Monetary and Financial Committee
English
17/10/2019
Luis de Guindos: Speaking notes on climate-related risks
Speaking notes by Luis de Guindos, Vice-President of the ECB, at roundtable event on climate-related risks at Bloomberg
English
16/10/2019
Philip R. Lane: The economic outlook for the euro area
Presentation by Philip R. Lane, Member of the Executive Board of the ECB, at Brookings Institution in Washington DC
English
11/10/2019
Luis de Guindos: Gabriel Zucman’s contribution to research on wealth inequality and the redistributive effects on globalization
Remarks by Luis de Guindos, Vice-President of the ECB, on the occasion of the award of the Bernácer Prize to Professor Gabriel Zucman
English
11/10/2019
Mario Draghi: Policymaking, responsibility and uncertainty
Acceptance speech by Mario Draghi, President of the ECB, for the Laurea Honoris Causa from the Università Cattolica
English
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ItalianoIT

All speeches

17/10/2019
Benoît Cœuré: Interview with Bloomberg
Interview with Benoît Cœuré, Member of the Executive Board of the ECB, conducted by Jana Randow and Piotr Skolimowski on 10 October and published on 17 October 2019
English
09/10/2019
Luis de Guindos: Interview with Market News
Interview with Luis de Guindos, Vice-President of the ECB, conducted by Luke Heighton on 7 October, and published on 9 October 2019
English
30/09/2019
Philip R. Lane: Q&A with Reuters
Q&A with Philip R. Lane, Member of the Executive Board of the ECB, conducted by Daniel Burns on 27 September 2019 at Reuters Newsmaker in New York
English
30/09/2019
Mario Draghi: Interview with Financial Times
Interview with Mario Draghi, President of the ECB, conducted by Lionel Barber and Claire Jones on 25 June and 20 September, and published on 30 September 2019
English
26/09/2019
Philip R. Lane: Interview with Handelsblatt
Interview with Philip R. Lane, Member of the Executive Board of the ECB, conducted by Jan Mallien and Frank Wiebe on 24 September 2019
English
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DeutschDE

All interviews

16/10/2019
Decision of the ECB of 15 October 2019 on the remuneration of holdings of excess reserves and of certain deposits (recast)  (ECB/2019/31)
ENGLISH
30/09/2019
Regulation (EU) 2019/XXX of the ECB of 27 September 2019 amending Regulation (EU) No 1333/2014 concerning statistics on the money markets  (ECB/2019/29)
ENGLISH
27/09/2019
Opinion on additional macroprudential tools for residential mortgages (CON/2019/34)
Luxembourg, 
ENGLISH
OTHER LANGUAGES (1) +
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FrançaisFR
23/09/2019
Opinion on the protection of the euro against counterfeiting and on the authentication of euro coins  (CON/2019/33)
Luxembourg, 
ENGLISH
16/09/2019
Decision (EU) 2019/1558 of the ECB of 12 September 2019 amending Decision (EU) 2019/1311 on a third series of targeted longer-term refinancing operations (ECB/2019/28)
ENGLISH
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БългарскиBG ČeštinaCS DanskDA DeutschDE EλληνικάEL EspañolES Eesti keelET SuomiFI FrançaisFR HrvatskiHR MagyarHU ItalianoIT LietuviųLT LatviešuLV MaltiMT NederlandsNL PolskiPL PortuguêsPT RomânăRO SlovenčinaSK SlovenščinaSL SvenskaSV

All legal acts

The nature of money will change
17 October 2019 INTERVIEW

The nature of money will change

Central banks need to adapt to benefit from new technology, says Executive Board member and Chair of the BIS Committee on Payments and Market Infrastructures, Benoît Cœuré. Money will change, but we will always need a public institution to anchor trust in the currency.

Generation €uro Students’ Award
EVENT

Generation €uro Students’ Award

Registration for the 2019-20 edition of the Generation €uro Students’ Award is now open. Secondary school students in 12 euro area countries can take part to win a trip to the ECB in Frankfurt.

Interest rates

Marginal lending facility 0.25 %
Main refinancing operations (fixed rate) 0.00 %
Deposit facility − 0.50 %
Effective from 18 September 2019

Inflation rates

 Full inflation chart
Inflation dashboard

Reference rates

USD US dollar 1.1130
JPY Japanese yen 120.87
GBP Pound sterling 0.86065
CHF Swiss franc 1.1004
Last update: Tuesday, 22 October 2019 Euro foreign exchange rates

Financial stability

Market operations

Multimedia

  • ECB Press Conference - 12 September 2019

    ECB Press Conference - 12 September 2019

  • ECB Interview with Cornelia Holthausen

    ECB Interview with Cornelia Holthausen

  • ECB Forum on Central Banking 2019

    ECB Forum on Central Banking 2019

  • Christine Lagarde: 8th ECB CESEE - Keynote speech

    Christine Lagarde: 8th ECB CESEE - Keynote speech

  • Download the ECB Art App

    Download the ECB Art App

  • Travelogue: ECB Executive Board member Benoît Cœuré visiting Vorwerk factory in Cloyes-sur-le-Loir

    Travelogue: ECB Executive Board member Benoît Cœuré visiting Vorwerk factory in Cloyes-sur-le-Loir

  • Euro Banknotes – Our Money, Our Journey

    Euro Banknotes – Our Money, Our Journey

  • Unveiling of the New 100 and 200 Euro Banknotes

    Unveiling of the New 100 and 200 Euro Banknotes

  • 20 years of ESCB statistics: What's next?

    20 years of ESCB statistics: What's next?

  • How are Executive Board members chosen?

    How are Executive Board members chosen?

  • European Cultural Days - 22 August 2019

    European Cultural Days - 22 August 2019

  • ECB Press Conference – 25 July 2019

    ECB Press Conference – 25 July 2019

  • Opening of the Croatian Art Exhibition

    Opening of the Croatian Art Exhibition

  • ECB Forum on Central Banking 2019

    ECB Forum on Central Banking 2019

  • ECB Youth Dialogue with Benoît Cœuré, Milan

    ECB Youth Dialogue with Benoît Cœuré, Milan

  • Model European Council - 28 & 29 March 2019

    Model European Council - 28 & 29 March 2019

  • Visit of German Federal President Steinmeier to the ECB - 26 Sep 2018

    Visit of German Federal President Steinmeier to the ECB - 26 Sep 2018

  • New €100 & €200 - Security features

    New €100 & €200 - Security features

  • Estonian Art Vernissage - 27 June 2018

    Estonian Art Vernissage - 27 June 2018

  • ECB Forum on Central Banking - 18/20 June 2018

    ECB Forum on Central Banking - 18/20 June 2018

  • The international role of the euro, June 2018 - cover image

    The international role of the euro, June 2018

  • Financial integration in Europe, May 2018 - cover image

    Financial integration in Europe, May 2018

  • Price and wage-setting in advanced economies - cover image

    Price and wage-setting in advanced economies

  • ESCB Legal Conference 2018 - cover image

    ESCB Legal Conference 2018

  • Legal framework of the Eurosystem and the European System of Central Banks. ECB legal acts and instruments - cover image

    Legal framework of the Eurosystem and the European System of Central Banks. ECB legal acts and instruments

  • Statistics for Economic and Monetary Union. Enhancements and new directions, 2003-12, by Peter Bull - cover image

    Statistics for Economic and Monetary Union. Enhancements and new directions, 2003-12, by Peter Bull

  • The monetary policy of the ECB - cover image

    The monetary policy of the ECB

  • The payment system – payments, securities and derivatives, and the role of the Eurosystem in this field - cover image

    The payment system – payments, securities and derivatives, and the role of the Eurosystem in this field