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Elizabeth Foote

28 October 2011
WORKING PAPER SERIES - No. 1387
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Abstract
We consider debit and credit card networks. Our contribution is to introduce the role of consumer credit into these payment networks, and to assess the way this affects competition and equilibrium fees. We analyse a situation in which overdrafts are associated with current accounts and debit cards, and larger credit lines with
JEL Code
L11 : Industrial Organization→Market Structure, Firm Strategy, and Market Performance→Production, Pricing, and Market Structure, Size Distribution of Firms
G21 : Financial Economics→Financial Institutions and Services→Banks, Depository Institutions, Micro Finance Institutions, Mortgages
D53 : Microeconomics→General Equilibrium and Disequilibrium→Financial Markets
Network
Conference on the future of retail payments: opportunities and challenges