Croatia (since 1 January 2023)
Croatia has been a member of the European Union since 1 July 2013. On 12 July 2022 the Council of the European Union approved the accession of Croatia to the euro area on 1 January 2023 and determined the conversion rate for the Croatian kuna.Croatian euro coins
HRK 7.53450 per €1
Exchanging Croatian kuna for euro
At post offices, commercial banks and the Financial Agency
Until 31 December 2023 kuna banknotes and coins can be exchanged for euro banknotes and coins at post offices, commercial banks and the Financial Agency only. Up to a maximum of 100 kuna banknotes and 100 kuna coins per transaction can be exchanged free of charge. For the exchange of a larger number of banknotes or coins, commercial banks may charge a fee.
At Hrvatska narodna banka
As of January 2024 Croatia’s national central bank will take over the exchange services for kuna banknotes without a time limit, and will exchange coins until 31 December 2025. This service is free of charge.
At other euro area national central banks
- Other euro area national central banks will exchange kuna banknotes, free of charge, at the fixed conversion exchange rate from 1 January to 28 February 2023. The amount that can be exchanged is limited to HRK 8,000 for any given party/transaction on any one day.
- 12 July 2022
EU Council approves Croatia’s admission to euro area.
- 18 July 2022
Minting of Croatian euro coins starts.
- 5 September 2022
Prices in Croatia begin to be shown in both kuna and euro until 31 December 2023.
- 30 September 2022
Frontloading Agreements are signed with all the commercial banks in Croatia.
- 18 October 2022
Transfer of euro banknotes and coins from Hrvatska narodna banka to commercial banks starts.
- 01 December 2022
Euro coin starter kits are ready to be offered to the general public and businesses at post offices, commercial banks and the Financial Agency.
- 01 January 2023
Euro banknotes and coins start circulating and kuna bank accounts are converted into euro.
For two weeks, to smooth the transition, both currencies – kuna and euro – are in circulation and can be used for payments.
Exchanging kuna banknotes and coins for euro banknotes and coins free of charge begins.
- 15 January 2023
Euro banknotes and coins become sole legal tender.
- 31 December 2023
Deadline for exchanging kuna banknotes and coins at banks, post offices and the Financial Agency.
- 1 January 2024
Hrvatska narodna banka takes over the exchange of kuna banknotes and coins.
- 31 December 2025
Deadline for exchanging kuna coins at Hrvatska narodna banka.
- No deadline
Kuna banknotes can be exchanged at Hrvatska narodna banka indefinitely.
Find out more about related content
How countries join the euro area
Satisfying the economic and legal convergence criteria is essential to join the euro area. The country joining must have a sustainable price performance and an average inflation rate that does not exceed that of the three best performing members by more than 1.5 percentage points. It also must align its national legislation with relevant EU law.Discover more about the requirements
Benefits of joining the euro area
Croatia will gain more financial security and the living standards of its citizens will improve. It will also benefit economically from closer financial links with other members of the euro area and the ECB.Advantages of adopting the euro