#TIPSapp event

Tuesday 6 February 2018, 9:00-16:30 CET
ECB Main building, Press room


Conference brochure


Registration and coffee


Marc Bayle de Jessé, European Central Bank (ECB)


#TIPSapp Challenge: on-stage pitch

Over ten companies will present their mobile apps for the initiation and processing of instant payments.

Coffee break

Panel: Instant payment users – ready to engage?

The SEPA Instant Credit Transfer (SCTinst) scheme was launched on 21 November 2017 and TARGET Instant Payment Settlement (TIPS) is set to go live in November 2018. Instant payment initiatives have been implemented in some European countries but a full roll-out across Europe is still pending. Are banks ready to offer instant payments to their customers? What is needed to speed up the process? What do end-users need? And can common payment initiation apps accelerate the process?


  • Moderator: Fiona van Echelpoel, ECB
  • Jean Allix, European Consumer Organisation
  • Christof Hofmann, Deutsche Bank
  • Ercan Kilic, GS1 Germany
  • Piet Mallekoote, Dutch Payments Association
  • Pascal Spittler, IKEA Group

Presentation: Getting everybody on board for future payments

Javier Santamaría, European Payments Council


Interview: Instant payment providers – roll-out experiences

In some European countries instant payment initiatives have already been implemented. What are the experiences? What challenges had to be overcome?

  • Moderator: Marc Bayle de Jessé, ECB
  • Henrik Bergman, Swedish Bankers’ Association
  • Paul Walwik-Joynt, Nets

Coffee break

Panel: Instant payment industry – ready to play?

The roll-out of instant payments also depends on the availability of a safe and efficient underlying market infrastructure that can process instant payments across Europe. How is the industry preparing for instant payments? What solutions will be offered to the end users?


  • Moderator: Maria Tereza Cavaco, Banco de Portugal
  • Beatriz Kissler, Caixa Bank
  • Mehdi Manaa, ECB
  • Isabelle Olivier, SWIFT
  • Francis De Roeck, BNP Paribas
  • Michael Steinbach, equensWorldline


Marc Bayle de Jessé, ECB

Drinks and networking
End of event

To register for the #TIPSapp event, please send an email to mip.events@ecb.europa.eu, by 1 February 2018.

Guidelines for participation in the #TIPSapp Challenge

Event hosted by the European Central Bank

In November 2018 the Eurosystem will launch TARGET Instant Payment Settlement (TIPS), a new service for settling instant payments in euro. TIPS will be compliant with the SEPA Instant Credit Transfer (SCTInst) scheme developed by the European Payments Council to accommodate instant credit transfers across the Single Euro Payments Area. However, TIPS, or any other market infrastructure alone, will not be enough to ensure that the citizens of Europe start using instant payments. Apps that can easily initiate instant payments will also be needed.

To help create awareness about instant payments, the European Central Bank (ECB) invites all interested service providers to develop a solution for an app that can be used to initiate transactions for settlement. See below to find out how you can attend and potentially have the chance to present your end-user solution at a market event organised by the ECB.


TIPSapp Challenge

Details about the event:
Who can participate? All interested service providers.
How can I take part? Send an email to TIPS@ecb.europa.eu, expressing your interest.
Closing date for expressions of interest 1 December 2017
When will I know if my participation is confirmed? 22 December 2017

European Central Bank
Sonnemannstrasse 20
60314 Frankfurt am Main

Date of event

Tuesday, 6 February 2018

What format will the event take? The event will comprise a conference and a marketplace. You will have a stand at the marketplace where you can present your prototype and interact with all the conference participants. These will include banks operating in the European Union, national central banks, financial market infrastructure providers and industry associations. You are also welcome to attend the conference as a member of the audience.
What should be presented at the event? You should present a prototype of an app solution that meets the TARGET Instant Payment Settlement user requirements.
What kind of facilities will be provided at the event?

A dedicated area for presenting and discussing your prototype with market participants will be made available.

Cost of participation

There is no participation fee. The ECB will provide a light buffet lunch and refreshments to all participants. The ECB will not cover any travel costs incurred.