Macroprudential policy and financial stability glossary

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D

D-SIB
domestic systemically important bank
debt service-to-income (DSTI) ratio
A measure of the amount of debt service payments relative to total disposable income. It is frequently used to assess the financial obligations of mortgage-indebted households and their ability to repay debt, and is useful for evaluating their vulnerability to changes in interest rates in countries with a high share of variable rate mortgages.
Deposit Guarantee Schemes (DGS) Directive
Directive 2014/49/EU of the European Parliament and of the Council on deposit guarantee schemes introducing a harmonisation and simplification of rules and criteria applicable to deposit guarantees.
DFR
deposit facility rate
DG ECFIN
Directorate General for Economic and Financial Affairs, European Commission
DGS
deposit guarantee scheme
DGS Directive
See
Deposit Guarantee Schemes (DGS) Directive
DSR
debt service ratio
DSTI
debt service-to-income
DTI
debt-to-income