Retail payments

Payment integration – SEPA

The Single Euro Payments Area (SEPA) is a project to harmonise the way we make and process retail payments in euro.
SEPA
Interactive map of countries in the Single Euro Payments Area

Understanding payments

Retail payments are “every day” payments between individuals.
Understanding payments

Governance

Retail payments require a clear and transparent governance structure involving all stakeholders.
Why is the Eurosystem involved in retail payments?

Innovation

The Eurosystem supports an efficient, innovative and secure retail payment market
Why is the Eurosystem interested in retail payment innovations?

News

29 June 2015 Third meeting of the Euro Retail Payments Board (ERPB) on instant payments and more
4 June 2015 Introductory speech by Yves Mersch at the Joint ECB/Suomen Pankki Conference

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4-5 June 2015 Joint ECB/Suomen Pankki Conference

Getting the balance right: innovation, trust and regulation in retail payments

19 May 2015 Interchange fee regulation published in the Official Journal of the European Union

Regulation (EU) 2015/751

09 March 2015 EBA CLEARING announced the formation of an Instant Payment Task Force to support the creation of a pan-European solution for instant payment processing

EBA CLEARING

06 March 2015 EBA to launch an Open Forum on Instant Payments

EBA NEWS

02 March 2015 New ECB report on virtual currency schemes

Publications published in 2015

02/03/2015
Virtual currency schemes - a further analysis

All publications on payments and securities