The Single Euro Payments Area (SEPA) is a project to harmonise the way we make and process retail payments in euro.
Interactive map of countries in the Single Euro Payments Area
Retail payments are “every day” payments between individuals.
Retail payments require a clear and transparent governance structure involving all stakeholders.
Why is the Eurosystem involved in retail payments?
The Eurosystem supports an efficient, innovative and secure retail payment market
Why is the Eurosystem interested in retail payment innovations?
|4 June 2015||Introductory speech by Yves Mersch at the Joint ECB/Suomen Pankki Conference|
|4-5 June 2015||Joint ECB/Suomen Pankki Conference|
|19 May 2015||Interchange fee regulation published in the Official Journal of the European Union|
|02 March 2015||New ECB report on virtual currency schemes|