Opções de procura
Home Sala de imprensa Notas explicativas Estudos e publicações Estatísticas Política monetária O euro Pagamentos e mercados Carreiras
Sugestões
Ordenar por
Não disponível em português

Clarification regarding the granularity of minimum reserve deposits at central banks reported to AnaCredit

  • Question ID: 2018/0035
  • Date of publication: 29/06/2018
  • Subject matter: Current accounts - deposits and overdrafts
  • AnaCredit Manual: Part II

Question

Should instruments which serve as minimum reserve deposits at central banks be reported at the granular level, or should the amount be reported as one single instrument even though there are separate assets within the account and the interest rate varies between the assets?

Answer

Given that deposits held at central banks are subject to AnaCredit reporting and that Section 4.1.2 of Part I of the AnaCredit Manual clarifies that instruments are “a specific instance of credit arising under a contract, with specified characteristics, enabling the debtor to receive from the creditor funds to an amount or value regulated in the contract”, the main distinction is made based on whether the deposits are held in one or several accounts at the central bank.

If the funds are placed in separate accounts at the central bank, the deposits are reported as separate instruments in AnaCredit. If the funds are placed under the same account, they typically constitute one instrument in AnaCredit whereby the interest rate is reported considering the additional clarifications provided in Section 4.4.1 on page 65 of Part II of the AnaCredit Manual.

Related questions

See also Reporting in the case of nostro/vostro accounts

CONTACTO

Banco Central Europeu

Direção-Geral de Comunicação

A reprodução é permitida, desde que a fonte esteja identificada.

Contactos de imprensa