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Euro area and national MFI interest rates (MIR)¹⁾: May 2011

(percentages per annum ; rates on new business as average of the period ; rates on outstanding amounts as end-of-period, unless otherwise indicated)

This table contains a selection of euro area and national MFI interest rates, chosen according to their importance at the euro area level. Some of the rates may reflect only small new business volumes or outstanding amounts in one or more of the participating countries. Besides, data subject to statistical confidentiality at the national level are also not given.

				Euro area²⁾	BE	DE	EE	IE	GR	ES	FR	IT	CY	LU	MT	NL	AT	PT	SI	SK	FI
Legend: - related data do not exist or are subject to statistical confidentiality · data are not yet available
Notes: Data as of June 2010 may not be fully comparable with those prior to that date owing to methodological changes arising from the implementation of Regulations ECB/2008/32 and ECB/2009/7 (amending Regulation ECB/2001/18) together with other changes to the statistical reporting framework and practices in several euro area countries. Euro area data cover the EU Member States that had adopted the euro at the time to which the statistics relate. Slovenian data are included in euro area aggregates as of January 2007, Cypriot and Maltese data are included as of January 2008, Slovakian data are included as of January 2009 and Estonian data are included as of January 2011. For this instrument category, new business and outstanding amounts coincide. End-period.
1. New business
	1.1. Deposits
		1.1.1. From households
			1.1.1.1. Overnight³⁾	0.49	0.38	0.79	0.12	0.68	0.46	0.31	0.09	0.35	1.12	0.81	0.28	0.47	0.67	0.08	0.21	0.40	0.45
			1.1.1.2. With agreed maturity up to 1 year	2.52	1.26	1.36	1.36	-	3.93	2.62	2.05	1.73	4.01	1.07	1.82	2.44	1.59	3.41	2.15	2.13	2.07
			1.1.1.3. Redeemable at notice up to 3 months notice	1.65	1.07	1.40	1.22	-	-	-	1.97	1.45	2.45	-	1.68	2.13	-	-	1.27	0.95	0.68
		1.1.2. From non-financial corporations
			1.1.2.1. Overnight³⁾	0.63	0.54	0.58	0.21	0.24	0.35	0.65	0.30	0.90	0.46	0.54	0.26	1.06	0.67	0.29	0.29	0.24	0.55
			1.1.2.2. With agreed maturity up to 1 year	1.65	1.04	1.20	1.21	-	3.52	2.24	1.53	-	3.38	1.08	1.41	1.29	1.42	3.75	2.02	1.30	1.13
	1.2. Loans
		1.2.1. To households
			1.2.1.1. Revolving loans and overdrafts	8.18	-	10.30	14.40	10.24	11.19	5.37	10.53	·	7.15	3.96	5.80	5.98	5.75	7.52	8.61	12.95	5.54
			1.2.1.2. Extended credit card debt	16.91	-	14.96	17.19	-	16.83	19.91	-	·	12.58	-	8.50	13.25	-	22.48	8.29	19.95	9.86
			1.2.1.3. For consumption floating rate and up to 1 year initial rate fixation	5.35	6.04	3.68	15.11	7.23	10.48	5.17	5.71	7.39	6.62	-	5.61	-	5.04	7.54	5.06	13.61	3.82
			1.2.1.4. For consumption over 1 and up to 5 years initial rate fixation	6.37	5.62	5.69	20.79	-	9.87	8.74	6.07	7.50	-	-	-	-	4.57	11.34	7.04	15.04	5.03
			1.2.1.5. For house purchase at floating rate and up to 1 year initial rate fixation	3.23	3.55	3.82	3.28	3.30	4.26	3.21	3.60	2.77	5.16	2.12	3.37	3.89	2.92	3.57	3.68	4.79	2.51
			1.2.1.6. Of which: sole proprietors, floating rate and up to 1 year initial rate fixation	3.75	-	3.02	4.87	-	8.86	5.83	-	·	7.11	-	6.20	-	3.22	8.18	6.09	6.39	3.47
		1.2.2. To non-financial corporations
			1.2.2.1. Revolving loans and overdrafts³⁾	4.28	-	4.93	5.62	-	7.33	3.87	2.71	·	6.92	3.05	5.05	3.39	3.33	5.50	5.67	3.89	2.68
			1.2.2.2. Up to Eur 0.25 mio, floating rate and up to 3 months initial rate fixation³⁾	4.18	3.08	4.73	5.16	·	7.36	4.30	2.98	·	7.00	2.22	5.36	-	3.01	7.45	5.82	5.35	3.23
			1.2.2.3. Up to Eur 0.25 mio, over 3 months and up to 1 year initial rate fixation³⁾	4.65	3.54	4.99	5.31	-	6.90	5.23	3.13	·	6.32	-	-	-	3.37	6.65	6.36	5.18	3.50
			1.2.2.4. Over EUR 0.25 mio and up to EUR 1 mio, floating rate and up to 3 months initial rate fixation³⁾	3.26	2.91	3.29	·	·	6.06	3.41	2.75	·	6.79	3.05	5.52	-	2.79	5.82	5.27	4.02	3.08
			1.2.2.5. Over EUR 0.25 mio and up to EUR 1 mio, over 3 months and up to 1 year initial rate fixation³⁾	4.03	3.33	4.85	5.29	-	-	4.78	2.91	·	5.50	-	-	-	3.00	5.34	5.86	5.21	3.25
			1.2.2.6. Over EUR 1 million, floating rate and up to 3 months initial rate fixation³⁾	2.65	2.22	2.84	·	·	5.51	2.58	2.57	-	6.61	2.54	4.82	2.55	2.41	4.99	4.36	2.95	2.38
			1.2.2.7. Over EUR 1 million, over 3 months and up to 1 year initial rate fixation³⁾	3.37	2.50	3.49	4.09	-	5.04	3.63	3.09	-	6.38	-	-	2.60	2.64	5.04	5.71	8.03	2.99
			1.2.2.8. Loans up to EUR 1 million at floating rate and up to 1 year initial rate fixation	3.92	2.99	3.95	4.08	4.75	6.59	4.47	2.93	3.61	6.75	2.79	5.42	3.90	2.85	6.59	5.76	4.65	3.25
			1.2.2.9. Loans over EUR 1 million at floating rate and up to 1 year initial rate fixation	2.75	2.25	2.91	4.05	2.96	5.48	2.88	2.71	2.59	6.57	2.54	4.92	2.55	2.41	5.02	5.01	3.08	2.44
2. Outstanding amounts
	2.1. Deposits
		2.1.1. From households with agreed maturity up to 2 years		2.45	2.42	1.65	1.43	3.05	3.63	2.76	2.73	1.68	4.00	1.17	2.05	2.65	1.31	2.61	2.85	1.69	2.06
		2.1.2. From households with agreed maturity over 2 years		2.74	3.09	2.36	3.83	2.06	3.06	2.51	3.12	2.83	-	2.17	3.20	3.89	2.28	2.37	3.95	2.62	1.92
		2.1.3. From non-financial corporations with agreed maturity up to 2 years		1.99	1.49	1.33	1.57	2.61	3.74	2.59	2.05	2.10	3.81	1.09	1.81	1.46	1.47	3.62	2.46	1.42	1.65
	2.2. Loans
		2.2.1. To households
			2.2.1.1. For house purchase over 5 years	3.85	4.01	4.58	2.94	3.18	3.83	2.87	3.90	3.61	5.03	2.15	3.43	4.77	3.25	2.35	3.82	5.37	2.29
			2.2.1.2. Consumer credit and other loans over 5 years	5.24	5.01	5.68	6.56	4.31	7.88	4.57	5.37	4.89	6.59	2.80	5.15	4.50	3.71	6.67	5.66	9.33	2.92
		2.2.2. To non-financial corporations
			2.2.2.1. To non-financial corporations up to 1 year	3.87	3.16	3.99	5.35	3.77	6.97	3.99	2.94	4.02	7.14	2.67	4.54	3.19	2.88	5.45	5.58	3.91	2.67
			2.2.2.2. To non-financial corporations over 1 and up to 5 years	3.65	3.02	3.78	4.17	3.55	5.00	3.69	3.66	3.19	6.82	3.59	5.30	3.44	3.27	4.30	4.96	4.27	3.22
			2.2.2.3. To non-financial corporations over 5 years	3.56	4.13	3.91	3.21	3.47	4.89	3.42	3.53	3.11	6.00	3.17	4.00	3.88	2.98	3.65	3.63	3.71	2.55

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